If you’ve been involved in a road traffic accident, understanding the timeline for reporting the incident is crucial. Delaying reporting can negatively affect your ability to claim compensation or insurance benefits. Here’s everything you need to know about the reporting timeline after a road traffic accident in the UK.
Immediate Reporting Requirements
Under UK law, if you’re involved in a road traffic accident, especially one causing injury, vehicle damage, or property damage, you must:
- Stop immediately at the scene.
- Exchange contact and insurance details with the other involved parties.
- Report the accident to the police within 24 hours if you fail to exchange information at the scene.
Reporting to the Police
You must report the accident to the police within 24 hours if:
- Someone is injured.
- Property or vehicles are damaged, and details aren’t exchanged at the scene.
- The other driver involved refuses to provide their details.
Failure to report such accidents to the police within the required timeframe may result in fines, penalty points, or legal action.
Informing Your Insurance Company
Insurance companies require you to report any accident promptly, usually within 24 to 48 hours. Check your specific policy for exact details, but it’s always advisable to notify your insurer as soon as possible. Delaying can complicate your claim and potentially reduce your chances of compensation.
Statute of Limitations for Claims
In the UK, there’s a legal time limit for making personal injury claims resulting from a road traffic accident. Generally, you have:
- 3 years from the date of the accident to file a personal injury claim.
- For property damage claims, timelines may vary, so it’s best to report immediately.
If the injured party is a minor (under 18), the 3-year limitation period starts from their 18th birthday.
Why Prompt Reporting Matters
Quickly reporting an accident ensures:
- Accurate and timely collection of evidence.
- Reliable witness testimonies.
- Stronger insurance claims and quicker settlements.
How Instant Assist Can Help
At Instant Assist, our experienced team specializes in guiding you through road traffic accident claims. We ensure your accident is reported correctly, evidence is preserved, and your compensation claim is maximized. With our No Win, No Fee policy, you can confidently pursue your claim without financial risk.
Contact Us Today
Don’t delay. Contact Instant Assist today to discuss your road traffic accident claim. Our dedicated professionals are ready to provide immediate assistance and clear guidance on your next steps.
Call us now or fill out our quick online form for a free consultation.
