Road Traffic Accident Claim In Scotland

If you’ve been involved in a road traffic accident (RTA) that wasn’t your fault, you may be entitled to claim compensation. Whether you were a driver, passenger, cyclist, pedestrian, or motorcyclist, you have the right to seek financial recovery for the damages and injuries suffered.

Our expert claim management team at Instant Assist is here to guide you through the process, ensuring you get the compensation you deserve.

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Important Points to Keep in Mind
When Claiming for Road Traffic Accident In Scotland

Gather Proof

At the accident scene, you should collect evidence. You have the right to get compensation even if the other driver failed to stop or was not insured.

Report the Accident

Call the police, and get a copy of the report. You can claim for lost wages and out-of-pocket expenses.

Get Medical Help

Get Medical Help Obtain medical evaluation details to record any injuries, even if you feel well.

Inform Your Insurance Provider

Notify your insurance company of the accident as soon as you can. Generally, you have three years to file a claim, though there are some exceptions.

Maintain Records

Keep detailed records of all communications, costs, and medical procedures associated with the accident.

Understand Your Insurance Policy

Examine your insurance policy to learn about your rights and coverage.

How We Work in Scotland ?

At Instant Assist, we handle road traffic accident claims. Our expert team provides fast, transparent support, guiding you from start to finish for a stress-free experience.

What is a road traffic accident claim?

A road traffic accident claim is a legal process that allows individuals who have been injured in a vehicle-related accident to seek compensation for their losses.

These accidents can involve cars, motorcycles, bicycles, pedestrians, and public transport. The claim covers both physical injuries and financial losses resulting from the incident.

The Most Common Reasons To Pursue A Claim For A Road Traffic Accident:

Driver error or negligence: When the accident is caused by a driver’s inattention, reckless driving or poor driving.

Poor road conditions: Potholes or insufficient street lighting are examples of hazards that can occur when local authorities fail to maintain safe roads.

Unreadable road signs or signals: If unclear or missing road signs or signals caused the collision.

Environmental Factors: Conditions such as fog, smoke, and other weather conditions which limit visibility.

Different Types Of Road Traffic Accident Claims That We Process

At Instant Assist, we understand how life-changing road accidents can be, and we’re committed to helping those who’ve been injured receive the compensation they deserve.

Types of Road Accident Claims:

At Instant Assist, we’re here to ensure that your claim process is as smooth as possible. Let us help you secure the compensation you’re entitled to. Contact us today for a free consultation and take the first step towards recovery.

How Do I Claim for Road Traffic Accident In Scotland?

To claim, simply call us at +442030264595 or fill out the form on our website. Our team of experts will guide you step-by-step through the entire process and ensure you have all the necessary evidence to file a successful claim.

Who Can Claim Compensation for a Road Traffic Accident?

Anyone injured in a road accident caused by another party’s negligence can make a claim. This includes:

  • Drivers of vehicles involved in a collision (if the other party was at fault).
  • Passengers in a car, taxi, bus, or any other vehicle.
  • Cyclists and motorcyclists who have been hit by a vehicle.
  • Pedestrians injured due to reckless driving.
  • Individuals affected by uninsured or hit-and-run drivers (via the Motor Insurers’ Bureau in the UK).

What Compensation Can I Claim for a Road Traffic Accident In Scotland?

The compensation you receive depends on the severity of your injuries and financial losses. It is generally divided into two categories:

General Damages

This covers the pain, suffering, and loss of quality of life due to the accident. The amount depends on the severity of your injuries, recovery time, and long-term effects.

Special Damages

This includes any financial losses resulting from the accident, such as:

  • Medical expenses (hospital treatment, physiotherapy, rehabilitation, etc. ).
  • Loss of earnings (if you had to take time off work).
  • Damage to your vehicle or property.
  • Travel costs related to medical appointments.
  • Costs for home modifications if you suffered severe injuries.

How to Make a Road Traffic Accident Claim In Scotland?

Making a claim can feel overwhelming, but at Instant Assist, we simplify the process. Here’s how it works:

  1. Gather evidence – Collect details such as photos of the accident, medical records, and witness statements.
  2. Report the accident – Inform the police and your insurance provider.
  3. Seek medical attention – Medical reports will support your claim.
  4. Contact a claims expert – Our specialists will assess your case and handle the legal process.

No Win No Fee Road Accident Claims

A No Win, No Fee agreement allows you to make a claim without any financial risk. If your claim is unsuccessful, you won’t have to pay any legal fees. This ensures that you can seek justice without worrying about upfront costs.

How to Claim Compensation for a Road Traffic Accident?

Contact our claims experts to assess the case. They will determine if you are eligible for compensation. Our team will assess the circumstances of your accident and identify the responsible party. We’ll also guide you throughout the legal process. We will take care of all the paperwork, and work with the insurance companies to get you the money you deserve.

You don’t need to pay any fees up front because we operate under a No-Win, No-Fee model. The process is risk-free because you only pay when your claim succeeds. We will then negotiate on behalf of you to reach a fair agreement once your claim has been filed. We will take the matter to court if necessary. Medical expenses, vehicle damages, loss of income and pain and discomfort can all be covered by compensation. Call us now to start your claim.

*The solicitor we recommend will charge you a fee of 36% (inclusive of VAT) off your compensation. The solicitor may charge a termination fee if you cancel your agreement with them after the cancellation period, please read their Terms and conditions for more information.*

How Much Compensation Can I Claim for a Road Traffic Accident?

The amount of compensation varies depending on the extent of your injuries and financial losses. Average Road Traffic Accident Compensation Amounts

While each case is unique, here are some general compensation estimates:

Minor injuries (e.g., whiplash): £1,000 – £5,000

Moderate injuries (e.g., fractures, soft tissue damage): £5,000 – PS25,000

Severe injuries (e.g., spinal injuries, head trauma): £25,000 – £200,000+

What Evidence Will I Need for a Road Traffic Accident Claim In Scotland?

To support your claim, you will need:

  • Photographs of the accident scene and your injuries.
  • Witness statements and contact details.
  • Police reports (if applicable).
  • Medical records and doctor’s reports.
  • Proof of financial losses (receipts, invoices, or payslips).

How Long After a Road Accident Can I Claim?

The standard time limit for making a road traffic accident claim is three years from the date of the accident. However, there are exceptions:

  • Children (under 18) – A claim can be made on their behalf, or they have until their 21st birthday to claim.
  • Mental incapacity – If the victim lacks mental capacity, there may be no time limit.
  • Untraced/uninsured driver cases – Different rules may apply under the Motor Insurers’ Bureau (MIB) scheme.

What Are the Time Limits for Road Traffic Accident Claims?

In most cases, claims must be filed within three years of the accident. However, if you only became aware of an injury later (e.g., delayed symptoms), the time limit may start from the date of diagnosis.

How Long Does a Road Traffic Accident Claim Take?

The timeframe depends on the complexity of your case. Generally:

  • Simple cases (minor injuries, clear liability): 3 – 6 months
  • Moderate cases (moderate injuries, some disputes): 6 – 12 months
  • Complex cases (severe injuries, liability disputes): 12+ months

What Is the Road Traffic Accident Claims Process In Scotland?

  1. Initial Consultation – We assess your claim and advise on your next steps.
  2. Evidence Collection – We gather all necessary documentation.
  3. Claim Submission – We file the claim with the responsible party.
  4. Negotiation – We negotiate a fair settlement.
  5. Settlement or Court Proceedings – If necessary, we escalate the claim to court.

What Are Early Compensation Payments?

  • Ensure safety - Move to a safe area if possible.
  • Seek medical attention - Even if injuries seem minor.
  • Exchange details - Collect information from other drivers and witnesses.
  • Take photos - Document the accident scene and damage.
  • Report the accident - Notify the police and your insurer.
  • Contact us - Let our claim specialists handle the process for you.
  • Speeding
  • Distracted driving (e.g., using a phone)
  • Driving under the influence of alcohol or drugs
  • Weather conditions
  • Reckless overtaking
  • Failure to obey traffic signals

If you were partially at fault, you may still be able to claim under split liability. This means compensation could be reduced based on your level of responsibility. Our experts will assess your case to determine the best course of action.

Yes, you can claim on behalf of:

  • A child under 18.
  • Someone who has passed away due to an accident.
  • Someone mentally incapacitated.

Most claims are settled out of court through negotiations. However, if the responsible party disputes liability or the compensation amount, a court hearing may be necessary. Our legal team will guide you through this process.

Why Choose Us for Road Traffic Accident Claims In Scotland?

Frequently Asked Questions

Our team will submit your claim to the Motor Insurers Bureau (MIB) if you are injured by an uninsured or untraced (hit-and-run) driver. The MIB is a government agency that provides compensation to victims of untraced and uninsured drivers. The claims are basically handled just like any other claim. The claims "Portal" is where uninsured claims are initially handled. Additionally, our team will assist you in filling out the MIB's special application form for untraced claims as part of your claim.

Your claim might be handled through the Green Card program if you were injured in a foreign-registered car by a foreign driver. Following accidents in the UK, foreign insurance companies have counterparts in the UK who assist them with claims under various agreements. Let us say you are in the UK and you have an accident with a French driver in a French vehicle. If the French vehicle is insured in France, your claim will be handled by a UK representative of the French insurance company, which is typically a UK-based insurer.

You must schedule a medical appointment as part of any personal injury claim so that doctors can properly evaluate the severity of your injuries. We can use it to help us get you the most compensation possible. To find out how the car accident affected your general health or any pre-existing conditions, doctors will need to examine you. You can still make a claim even having a pre-existing condition. A medical report will still be required if you wait to make a claim until you have recovered. This provides useful evidence to support your claim. We will suggest trusted experts to give you an accurate, authentic report.

It is extremely unlikely that you will have to appear in court to make a claim for compensation for a traffic accident. Our team will make every effort to prevent you from having to appear in court on your own. Attending court might be your last option if your claim is disputed. You will be asked to present proof of your injuries, any financial losses, and your own account of the accident. We understand how stressful this can be, so we will work to prevent it and cover your legal costs.

You are eligible to receive compensation if your accident occurred abroad. These cases are typically governed by the laws of the country you were in, so it is crucial to speak with our Instant Assist team to determine whether you have a strong case.

The complexity of the case and whether a claim is contested can affect how long it takes to resolve. To claim, simply call our team at +442030264595 or fill out the form on our website. They will guide you through the procedure and inform you if you have a valid claim.

Instant Assist Ltd is a claims management company authorised and regulated by the Financial Conduct Authority FRN 969934.

Contact Us

Address: Unit 19 - Futures House, The Moakes, Luton, England, LU3 3QB

Phone: 02030 264595

Email: enquiries@instantassist.co.uk

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