Accidents can happen at any time, and reversing accidents are no exception. Whether you are reversing off of a parking spot or trying to navigate a narrow area, another car collide like rear-end collision with you. It can be quite a stressful and confusing experience. Knowing this can help ensure your well-being, protect your rights, and deal with the situation properly. Here’s a step-by-step guide that will help you with this issue ( I Was Reversing and a Car Hit Me UK: What to Do?)
Safety First: Ensure Everyone is Okay
The first concern after any accident is safety. Check yourself and your passengers for injuries. If you or anyone else seems unwell, call emergency services at 999 right away. Minor injuries are nothing to shy away from, as some ailments tend to be stealthy, appearing only after the fact.
If your cars are blocking the road, it is safe to say one thing: If it is safe, try clearing it up to the side of the road. First and foremost, turn your hazard lights on to warn other drivers.
Document the Accident
Start documenting the accident for insurance claims and legal benefits once everyone is safe. It is what you need to do:
- Take Photos: Take pictures of the vehicles and the nearby area with all the damage caused. Also, take images of distinctive road signs and markings.
- Note the Details: The time, date, location, weather, and other aspects that may have contributed to the scene need to be documented.
- Witnesses: If there are any eyewitnesses, collect their statements and note their contact information.
If you do not understand the evidence you need or how to collect it, feel free to contact Instant Assist. We will help you gather it. To discuss your claims and receive assistance with your case submission, call us now at +442030264595.
Exchange Information with the Other Driver
With regard to the other driver involved in the accident, make sure to retrieve the following details:
- Full name, contact details, and address
- Policy number and insurance company name
- Driver’s license number
- Vehicle make, model, and license plate number
Remember to not mention fault or try saying “I am sorry” at the scene as it suggests liability.
When to Call the Police
It is always advisable to call the Police when an incident escalates. Under the following conditions, seek the police’s attention.
- If people are injured or dead from the incident.
- When the other party is not willing to cooperate or is under some influence.
- There is significant damage to the vehicles.
- If the accident is severe, then it turns out to be a hazard or obstacle for another vehicle.
The police will make official records of the smashes or collisions, which can help with insurance claims.
Filing an Accident Report
If there is no police present at the scene, you still must report them about the incident. It is your responsibility to make an accident report with your city department of motor vehicles or some authority. It is often required for accidents involving significant damage or injuries. Check your state’s specific requirements to ensure compliance.
Call us at +442030264595 for a free consultation, and let us help you understand whether you qualify for compensation.
Seeking Medical Attention
Even if you feel fine, it is a good idea to consult a doctor after an incident. Various types of serious slashes and cuts, such as internal injury or whiplash, require immediate treatment or attention. Documentation will strengthen the case when dealing with issues such as legal matters or insurance claims.
Notifying Your Insurance Company
Make sure you inform your insurance company of the accident as soon as possible. Provide the necessary details, such as photos, testimonials, and a copy of the police report if there is one. Try your best to provide precise and correct information concerning the accident. In case the other driver is found liable, your damages will be paid for by their insurance.
Contact us at +442030264595 to speak to Instant Assist experts who can help you file the claim or gather evidence.
FAQs
1. Who is at fault in a reversing accident?
The fault in a reversing accident depends on the circumstances. Most of the time, the reversing driver is at the larger portion of the fault, owing to their responsibility to ensure the way ahead is unobstructed. But if the other driver was moving fast, not paying attention, or negligent in any way, then they could accept all or part of the blame.
2. What should I do if the other driver doesn’t have insurance?
If the other driver is uninsured, you may need to rely on your insurance policy. If your policy includes coverage for damages caused by uninsured drivers, then you might be in luck. Always reach out to your insurer for further clarification and advice.
3. Can I claim for minor damage in a reversing accident?
Yes, claims for minor damages can be filed. Just keep in mind that repairs may or may not exceed your deductible. If the expenses to repair the damage are minor, consider paying out of pocket.
4. Should I admit fault at the scene of the accident?
No, you should not accept responsibility at the site. In reality, responsibility for the accident is a conclusion reached after reviewing the available evidence. Stick to the truth when talking to the other driver, police, or insurance representatives.
